Best Money Belts
Next to a suitcase, money belt is one of the best the best accessories you can travel with. With technology and thievery on the rise, it’s even possible to steal your credit card information from your bag with a scanner. It’s not possible to be overly cautious, especially when traveling abroad or to a touristic destination. Many of the models that are currently on the market today also come with RFID blocking technology, so you can feel at peace knowing that your belongings are safe from both pickpockets and electronic theft. Check out our top picks below.
In a Hurry? The test winner after 15 hrs of research
Organzie cards and passports easily
- Alpha Keeper
- Venture 4th
- StashBandz Unisex
- Eagle Creek Undercover DLX
- Money Smart
- Alpine Rivers
- Travel Genixx
- Criteria Used for Evaluation
- Other Factors to Consider
- Frequently Asked Questions
Top 10 Picks
Organzie cards and passports easily
Some report that sweat seeped through to the inside contents
For the adventurers that are looking for a safe and stylish place to hold their valuables while out and about, this is the perfect money belt to do just that. It comes with a two-year theft protection and is both comfortable and stylish.Read more
This belt sits low on the hips, making it perfect to wear on top of your clothes, or to be discreetly worn underneath clothing. It is available in two different colors (a beige flesh tone and black). The belt is able to be adjusted to fit most body types.
One of the most important features for a money belt to have is quality zippers because zippers are responsible for keeping your valuables in place. This belt uses YKK zippers, which are the highest quality zippers that are available on the market. The belt itself is composed of a double stitched and water-resistant nylon, and the back of the belt has a mesh that wicks away moisture when wearing it against the skin.
As stated before, this belt comes with a $250 theft protection that is available after a simple registration. It also has a recovery service called ReturnMe that makes receiving lost belts a little easier. Almost 80 percent of lost belts that are enrolled in the ReturnMe service end up being returned to the owner. This belt also comes with an RFID block liner built right into the belt, ensuring that all of your information stays with you at all times.
The price of this belt is one of it’s best features. It offers the same amount of features of some of the higher priced belts that are on on the market, but it is priced significantly less. Purchasing this belt will ensure that you will still have plenty of money to carry inside of the belt.
If you are in the market for a belt that looks great, is comfortable, and comes with all of the features that one would want when selecting a money belt, the Peak Money Belt is an excellent choice that is affordably priced.
Lifetime Warranty against tearing
Some users report it is not very comfortable
Tarriss is a trusted name in the travel gear world, so it is no wonder that they are featured on this list. Tarriss is concerned primarily with keeping valuables safe and secured, while offering sleek and innovative designs. For the adventurer that wants a safe place to stash their money while still looking fashionable, this is an excellent selection.Read more
The design of this belt is very sleek and can sit low on the waist, or be adjusted to sit right under the ribcage for added security. Instead of being square of oval shaped, this belt is shaped like a bean to conform to the curves of the body more easily. Unlike some of the other belts on this list, this belt is also able to be worn over one shoulder as a cross body belt. It is only available in beige.
This is where this belt really shines. It is made of a highly durable ripstop nylon. No matter what you throw at this belt, it is highly unlikely that the incredibly strong and thick material will rip and leave your valuables exposed. It has two zippered compartments and an adjustable waistband.
Like any effective money belt in this day and age, it comes equipped with two zippered RFID shielded compartments to keep your information safe and secured from those looking to steal it. Additionally, the ripstop material is so durable that Tarriss offers a lifetime guarantee against ripping and tearing.
This is one of the most affordable belts to make this list, and it’s coming from a well-regarded brand in the travel gear industry. The price of this belt is around the same price one would probably spend on a decent lunch.
If buying a belt from a trusted company is something that is important to you, this belt is a great fit. It doesn’t come with as many additional protections as some other options, but it also comes at a significantly smaller price point.
3. Alpha Keeper
Can hold most smartphones
Some report elastic waistband loses shape after a few wears
For the adventurer that wants a belt that comes with every additional bell and whistle that can be fit onto a money belt, this is an excellent choice. Alpha Keeper is a brand that has been making great quality products for travelers, and their most popular item that they sell is this very money belt.Read more
Unlike many of the other belts on this list, the Alpha Keeper Money belt is available in a myriad of colors, such as black, brown, beige, grey, camo green, and camo pink. The slightly more bulky design sticks out a little bit more than some of the other belts, but it is able to store more personal items and offers an additional level of comfort than most.
This belt is made from incredibly durable ripstop nylon and has an additional 3 layers of 100 percent RFID blocking materials. The adjustable elastic waistband means that it fits many waist sizes, and the main pouch area is secured by YKK zippers.
In addition to being composed of RFID, this belt also comes with RFID sleeves that you can slip in for further protection against stolen information. The belt is large enough to store even the largest smartphones and has a headphone port so you can listen to music without leaving the belt open and your valuables exposed.
The price of this belt is a little bit more than some of the other belts on this list, but not by much. Given the assurance that comes with the Alpha Keeper brand, all the additional features, and the quality of materials used, this is an excellent deal.
If you are looking for a belt that has many additional features and is able to hold more items than some of the smaller and more compact and discreet belts, the Alpha Keeper Money Belt should fit all your needs.
High Quality Materials
Does not fit all size smartphones
This is a great money belt because it sports a practical design that is lightweight enough to be worn under clothes and still made from high-quality materials that make it durable and secure. It’s offered in a few more different colors than most, and comes a a slightly lower price point.Read more
This design of this belt screams simplicity and practicality. The buckles on the waistband are a tad bulkier than some of the other belts, but it’s still slim enough to wear comfortably and inconspicuously under clothing. It comes in four fun colors (black, blue, grey, and pink). There are two pouches on the front that can hold money, credit cards, and some styles of smartphones.
The belt is slim, but it is also made from the best high-quality materials that make it able to really take a beating. The belt itself is made from superior waterproof nylon that will keep your belongings safe and dry, and the zippered compartments are secured with the highest quality YKK zippers. The elastic waist fits many different size waists, and the double locking clips ensure that this belt will stay secured.
The sturdy materials block RFID transmissions to ensure that all of your information stays safe and secure from theft. This is one of the most lightweight belts to make this list, weighing in at just under 2.7 ounces.
If you aren’t interested in all of the extra features of a money belt that can sometimes make them unnecessarily bulky and cumbersome, this is an excellent choice. This belt is one of the least expensive belts to make this list and will serve as an excellent addition to all of your adventuring needs.
5. Venture 4th
Fits most waists
A tad bulkier than others
The Venture 4th money belt is a great belt that offers many additional pockets and storage space, while still being thin enough to wear under clothes without being noticed. It is available in a variety of simple colors for those that are looking for something a little more stylish to wear over their clothes, but still maintains the same level of security as some of the other brands.Read more
This belt is available in black, brown, beige, light grey, and dark grey. It sports a tall rectangular design that is capable of holding a myriad of items, including some of the larger smartphones. It’s a tad larger and a little bit bulkier than some of the other belts, sacrificing storage for simplicity. It has two zippered pockets that run along the top that are adorned with fabric strips that sport the Venture logo.
The front of this belt is constructed from waterproof nylon that will keep your belongings safe no matter what weather you get caught in. The elastic waist is comfortable, easy to adjust, and can fit waist sizes up to 56 inches. The materials are also reinforced with RFID stop technology that will keep your information safe from theft. The mesh lining on the back makes it easy and breathable to be able to wear this belt comfortably all day.
Venture 4th stands by the quality in all of their products, and this belt is offered with a hassle-free 12-month guarantee.
It’s not the least expensive belt to make this list, but it’s by far the most expensive. This belt runs about in the middle of the road in terms of price, and the addition of the 12-month guarantee makes it will with the slightly padded price tag.
If you are in the market for a belt that is slightly larger and can hold more items than some of the skinnier models, this is a perfect choice for you. It’s lightweight and rugged, and can safely hold all of the important items that you need to carry with you and keep safe and secure.
6. StashBandz Unisex
Fits snugly against the body
Some users have reported phones slipping out of pocket
This money belt is quite different than any other belt out there. It is made from one solid piece of fabric and fits right up against the skin like a second waistband. This design might not be as comfortable as some of the other belts, but it is incredibly secure, since it hugs right up against the body. Because of it's secure fitting, it's ideal for biking and cycling.Read more
The design of this belt is what makes it truly unique. For those that are concerned about adding unnecessary weight and bulk to their person when going on adventures, this belt is as lightweight and simple as they come. The belt is six inches tall and has flip over pockets that are seven inches wide to hold a variety of items snugly against your body.
This belt was designed for people on the move. The high-quality spandex is light and breathable, anti-bacterial, and wicks away moisture to keep skin cool and dry. It comes in a wide variety of stylish colors such as black, green, cool aqua, hot pink, ivory, and royal blue.
Many of the pockets on this belt are secured by a fold over flap, but a central pocket has additional security and is fashioned by a delicate zipper. StashBandz also offers a 100 percent money back guarantee if you purchase this money belt and are not completely satisfied with your purchase.
This is one of the more pricey money belts to make this list, but not by much. The comfortable and lightweight materials with the added benefit of zippered pockets makes this money belt a great value.
If you are a jogger or a cyclist that is looking for a place to keep your valuables on those long journeys but don’t want to be slowed down by belts that are heavier and might bounce around on your waist, this belt will be the perfect companion to store your valuables on those long runs.
7. Eagle Creek Undercover DLX
No RFID protection
Eagle Creek is a company that was founded in 1975 and has become a trusted name in luggage over the years. This money belt is sports such a compact design that it can even be tucked into jeans. For the adventurer looking for something that offers excellent protection, but also doesn’t want to be weighed down, this is an excellent choice for a money belt.Read more
The look of this belt is very minimalistic and unassuming. It is designed to be concealed so that no one can tell where you are carrying your valuables, It’s small enough to be worn under clothes (or even tucked into jeans), but stylish enough to be worn over clothes. It is available in two neutral colors, khaki and mocha.
This money belt is designed to take a beating and makes it so that your personal items will not be affected if you get caught in a rainstorm. The pouch is made from high-quality ripstop nylon that is waterproof. This ensures that the belt will not rip, and it will wick away water to keep your important personal items secured and dry. The back of the belt sports a breathable mesh lining to make it comfortable enough to wear all day.
Located on the back of the belt is a pouch that is used to tuck the waist straps in when not in use. This is ideal for when you are traveling, or backpacking and need to pack your money belt away easily when it is not in use.
The price of this belt runs about in the middle of the road compared to other belts that are currently on the market. It is not the most expensive belt on the market, but it is by far not the least expensive. For a belt that carries the brand security such as Eagle Creek, this is an excellent deal for the price.
If you are in the market for a belt that is lightweight, looks stylish, and carries the security that comes from the Eagle Creek, this is an excellent choice to keep your personal belongings safe and secure when you are out exploring the world.
8. Money Smart
Slightly more expensive than other money belts
The Money Smart Money Belt is a deceptively complex money belt. At a glance it may look like it’s just a simple money belt, but upon closer inspection, it is clear that this belt has many additional features that make it stand out from the other belts that are currently on the market.Read more
The pouch part of the belt is oval shaped and contours to the body quite nicely. It is available in two neutral colors, black and grey. It is thin enough to be worn under clothing without being noticed but also stylish enough to be worn over clothes. There are two zippered pockets in the front that are large enough to hold most smartphones.
The pouch is made from a comfortable nylon material, and the stretchable waistband can accommodate waist sizes up to 150cm. The back of the belt is composed of a very soft silk-like fabric that feels comfortable against the skin and keeps the user cool, dry, and comfortable, even on those long hikes on hot days.
This is where this belt really shines. In addition to the two pockets that run along the front, this belt also comes with a keyring that hooks just above the second zipper. It also has a headphone port, so that you can listen to music on your phone without opening the zipper and leaving your personal belongings exposed.
This belt also comes with a one-year hassle free warranty if you are not satisfied with its performance. Users can also rest easy knowing that is also is secured with two RFID layers to protect information from theft.
As with many of the belts on this list, it runs right down the middle of the road. It’s slightly more expensive than some of the other belts on this list, but not by much. With the additional headphone port and the soft and comfortable materials, this money belt is well worth the slightly padded price tag.
For those looking for a simple belt that also has all of the additional bells and whistles of some of the bulkier money belts, this will be an excellent addition to your traveling or exploring gear.
9. Alpine Rivers
Easy to remove
Some users report that contents is difficult to access via zippered pockets
The Alpine Rivers money belt offers fantastic protection from theft, is made from high-quality materials, and is thin enough to wear comfortably under clothing. It is a perfect companion for those who are traveling, or for hikers that are traveling for long distances.Read more
The design of this money belt is simple and unassuming. It has a curved oval shape that contours to the body, making for a comfortable fit when worn under clothing. There are two front pockets that can hold anything from credit card to smartphones. The thin, adjustable elastic waistband can accommodate sizes up to 56 inches. It is available in three neutral colors: sand beach, black, and graphite.
This money belt is composed of seven distinct layers. The first layer is composed of an incredibly light and water-resistant ripstop nylon, and the second layer is composed of RFID protection. These materials are stacked one after another to create seven layers of durable theft protection. The zippers are YKK zippers- the best quality zippers currently on the market. The backing of this money belt is made up of a breathable mesh material to make long hot days out on the trail a little more comfortable.
In the rear of the belt is an extra large hidden pocket for additional items, and the heavy duty materials are also waterproof making it a little less stressful when caught in an abrupt rainstorm. The buckle is designed for a smooth release making this belt a cinch to take off when not in use.
This money belt falls just below the middle of the road in terms of price. It’s not as expensive as some of the other belts on this list, but it is not the least expensive either. Given all of the features that this belt has as well as it’s tough design, it’s well worth the price.
If you are in the market for a money belt that is lightweight, stylish, and is capable of holding all of your important belonging while out on an adventure- you can’t go wrong with the Alpine Rivers Money Belt.
10. Travel Genixx
A stronger belt clasp is desired
Travel Genixx is a brand that was created for travelers, by travelers. The brand is completely centered around travel and also provides electrical adapters, luggage scales, and toiletry bags. This money belt is no exception to their amazing line of travel gear.Read more
The design of this belt is simple. On the front side, there are two main compartments that are perfect for your passport, credit cards, or cell phone. The bag is held up by a one-inch strap that can accommodate waists up to forty-inches around. The bag itself is ten-inches long and five and a half inches wide. This bag also features a hidden pocket on the back side of the bag for even more security. The only gripe that reviewers have expressed about this bag is with the waist strap. Some wish the clasp was sturdier feeling and others recommend a double waist strap to make it even more secure.
This money belt is made from a very durable 100% ripstop nylon fabric. This helps keep the belt lightweight, comfortable, and water-resistant. The small, hidden pocket on the back is made from a smooth mesh material. Some people don't think about water-resistance being important in a money belt because it is normally worn underneath your clothing. Water-resistance is important though because you never know when you might get stuck in a rain shower, or if that hike up to the European castle will cause you to sweat more than you may have imagined.
Like many others on this list, this belt is equipped with RFID theft blocking fabric. Whoever thought the day would come that your credit card information could be stolen from inside your bag or pocket? Luckily, with this RFID feature, you will not need to worry about that. On Amazon, only one color of belt is available, but if you head to their website, there is also a dark brown color available.
This belt is of the average price for our list. Given the RFID added protection, the incredibly durable materials, and water resistance, this belt is well worth the price. If that's not enough, the company also offers a lifetime guarantee.
If you are looking for an affordable money belt that has plenty of room for storing all of your credit cards, passports, cash, and smartphones in an easy and comfortable belt, the Travel Genixx belt is a great purchase to keep your important belongings safe and secure.
Criteria Used for Evaluation
When it comes to security, the materials that these money belts are made out of is very important. These belts are made to travel- whether they are making their way through airports, or up the side of a mountain- the material that they are made out of can made all of the difference. High-quality money belts are typically composed of a type of ripstop nylon that makes them very durable and impervious to having water penetrate or being torn. Additionally, many of the better grade belts have layers of RFID materials between each layer of nylon to protect credit cards and driver licenses from theft.
It cannot be emphasized enough, it’s important that a good money belt is durable. Ripstop nylon is typically the ideal material used for money belts because it’s water-resistant and tough enough to take a beating on difficult trails through brush and over rocks. YKK zippers are also ideal because they are the best zippers available on the market. If you have a belt that has unreliable zippers, you run the risk of having the contents of your belt fall out. Additionally, if you have a money belt that isn’t made from high quality and reliable ripstop nylon, you run the risk of tearing your belt and losing your important belongings, and that is never fun.
50 years ago, it may be been sufficient to have a money belt that was tough and made from high-quality materials to keep your money safe. However, in the world we live in today, security of your money and identity isn’t that simple. Today there are people who partake in electronic pick-pocketing. These thieves are able to use a device to scan the chip that is stored in your credit cards and extract all of your important information without even touching you. RFID thieves may not be as plentiful as old-fashioned pickpockets, but it is always wise to err on the side of caution when it comes to protecting your identity and your hard-earned money.
In all likelihood, you will be wearing this belt for an extended period of time. And sometimes, you will be engaged in heavy activity in warmer climates that will generate a lot of sweat. The last thing that you want to be strapped around your waist is a heavy, damp belt that will become itchy and slow you down. Many of the effective money belts have a mesh backing that allows the skin to breathe and keep cool. Additionally, adjustable and elastic waistbands make it so that you can tighten or loosen the belt to fit your specific comfort needs. Making sure your money belt fits you securely and comfortably is very important.
Expert Interviews & Opinions
In the world that we live in today, there are two ways that thieves can steal your money. The first way is the good old fashion method of swiping a purse or reaching into your back pocket. A money belt can cure this by affixing your possessions securely on the body in zippered pockets. The second way is a little more tricky. Thieves can steal your credit card information by scanning the microchip that is found in your credit cards and driver’s licenses. Consumers can protect against this very sophisticated brand of pick-pocketing by investing in a money belt that comes with RFID blocking materials and sleeves.
Other Factors to Consider
Even though most money belts are worn under clothing, they can also be worn on top of clothes. Many users actually prefer to wear them over their clothes, because they have easy access to all of their information for when they need it. It’s important that they look good because the foreign tourist look (circa 1980) is very far from coming back into style. To maintain a stylish look, it’s important that these belts are made from thin and lightweight materials so that they sit flush against the body and don’t add any unnecessary bulk to the waistline.
Frequently Asked Questions
q: How do I wear a money belt?
For maximum security, money belts should be worn under clothing to reduce the temptation of potential thieves. However, some users find that wearing these belts inside of clothing is uncomfortable, and prefer to wear them over their clothes. This option is perfectly acceptable if the belt has a buckle that has a secure clasp.
q: If I’m wearing a money belt, does it take the place of my wallet?
This is a matter of personal choice, but in my experience, it is best to use the money belt for more of a “deep storage”. I like to keep my wallet where I can access it and I only put a small bit of money in there, usually enough to pay for a meal or a small purchase. Any large amounts of money, passport or my array of credit/debit cards that I feel I need to carry go in the money belt.
q: How do I handle pulling money out from the ATM and putting it in my money belt?
I have found that the best idea is to pull the money out of the ATM and stick it in my most secure pocket immediately. I then get to the nearest washroom/bathroom/secure location and relocate the money to my money belt. I highly advise to NEVER make the money belt visible in public. Nobody should know that you have it on. Also, only use ATMs in well-lit, populated areas and keep alert for any suspicious activities or lingering people.
q: Are money belts gender specific?
Absolutely not! Some might be marketed toward women for the color or with a “lipstick pocket,” but they are not gender specific. The most important thing to look at when purchasing a money belt is the shape of the bag and the belt size. While almost all money belt belts are adjustable, it is important to look at the minimum and maximum waist measurements.
q: What makes a good money belt?
A good money belt is one that keeps all of your important items- such as your credit card, driver’s license, passport, smartphone, and cash- safe and secure whenever you are engaging in an activity where you need to keep your hands free. A quality money belt is one that fits comfortably against your body so that you are able to engage in activities such as jogging, hiking, climbing, cycling, sightseeing, or traveling.